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A community bank is a financial institution that is usually locally owned and operated. Community banks focus on the needs of families and businesses in the area the bank has branches and offices. Decisions on auto, mortgage, and home equity loans are made by people who live and work in the local community. They understand the local needs of families, businesses and farmers.

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The Local Banker Blog

Auto Loan Growth Explodes For Community Banks Auto Loan Growth Explodes For Community Banks

March 14, 2013 - Americans are finally feeling comfortable enough to ditch their clunkers and gas guzzlers for a new set of wheels...
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New CFPB Mortgage Policies Target Risky Lending Practices New CFPB Mortgage Policies Target Risky Lending Practices

March 13, 2013 - Although the home buying game is the same, some of the rules have changed, designed to avoid the same economic fiasco that occurred a few years ago. The Consumer Finance Protection...
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News Media Blurs Consumer Views of Banks News Media Blurs Consumer Views of Banks

March 11, 2013 - Following the market crash, the general term 'bank' became synonymous with bailouts, high fees and poor service. Growing regulations commanded tightened loan standards and many...
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